Simply stated, improperly funding reserves can adversely impact community associations. The consequences can be wide-ranging—affecting everything from financial stability to structural integrity. Our panel, comprising experts in reserves, insurance, and banking, will examine situations of inadequate reserve funding. They’ll explore the direct impact your reserve study has on the insurability of your association and the underwriting process. Come discover how to preserve your capital and learn about the options available to your community when essential expenditures exceed available funds.

Michelle Baldry, RS, is Reserve Advisors’ Northeast Regional Executive Director. Michelle is a professional engineer and a professional reserve analyst. She also holds CAI’s Educated Business Partner distinction. She is a member of 12 CAI chapters and currently serves on the CAI Foundation for Community Association Research Board. She has 11 years of experience serving community associations and has personally prepared hundreds of reserves studies.

Jessica M. Knutsen, CIRMS, is a vice president for USI Insurance. She has beenpracticing insurance for 15 years and has built expertise developing insurance programs for community associations. Jessica holds the Certified Insurance Counselor (CIC) designation awarded by the National Alliance for Insurance Education & Research. She holds the Educated Business Partner distinction and the Community Insurance & Risk Management Specialist® (CIRMS) designation administered by CAI. She was recognized as the 2020 Educator of the Year by WMCCAI and currently serves on CAI’s Business Partners Council.

Kim Myles, CMCA, is WINTRUST Community Advantage’s vice president and relationship officer in the Mid-Atlantic region, exclusively serving the financial needs of community associations: cash management services; reserve fund investments; and capital repair and improvement loans. Kim draws from her decades of experience in financial services when working with community associations. She holds CAI’s Educated Business Partner distinction. In 2018, she was recognized as CAI’s Washington Metropolitan Chapter Volunteer of the Year.

Continuing Education Credit

This program provides one credit per hour toward:

• Certified Manager of Community Associations recertification
• Association Management Specialist redesignation
• Professional Community Association Manager redesignation

To earn credit, you must be personally registered for this program and print the certificate of completion to document your participation.

Registration Information

All registrants will have full access to this on-demand, online recording for 120 days.

Manager Certifications and Designations

Certified Manager of Community Associations (CMCA^®) / Association Management Specialist (AMS^®) / Professional Community Association Manager (PCAM^®) / Large-Scale Manager (LMS^®)

Management Company Designation

Accredited Association Management Company (AAMC^®)

Service Provider Designations and Distinctions

Reserve Specialist (RS^®) / Community Insurance and Risk Management Specialist (CIRMS^®) / Educated Business Partner